Credit Manager-banking

REF 1613870

02.09.2024 | Dubai | full time

Description: We are looking to hire an experienced credit manager to oversee our company’s lending process. As a credit manager, you will be responsible for evaluating the creditworthiness of potential customers, creating credit scoring models, approving and rejecting loans, negotiating payment terms, and updating the company’s credit policy.

Responsibilities:
Evaluating the creditworthiness of potential customers.
Creating credit scoring models for risk assessments.
Approving and rejecting loans based on available data.
Calculating and setting loan interest rates.
Negotiating the terms of the loan with new clients.
Ensuring all loans and lending procedures comply with regulations.
Maintaining records of all company loans.
Monitoring loan payments and bad debts.
Reviewing and updating the company’s credit policy.

Requirements: Proven work experience as a credit manager.
Advanced knowledge of accounting software.
Good understanding of lending procedures.
Advanced mathematical skills.
Excellent analytical skills.
Good communication skills.
Good interpersonal skills.
Detail orientated.
Ability to deal with stressful situations.

Provisions: Salary: to be discussed; Employment visa provided; Medical insurance provided